We know that paying for fertility care is a barrier for many people who want
to build a family. But at Penn Fertility Care - Lancaster General Health, we
do our best to help you understand all options for affording fertility
treatment. You receive personalized guidance and support as you make a
financial plan to turn your dream of parenthood into a reality.
Frequently Asked Questions About IVF Insurance Coverage, Discounts & More
From treatment costs to IVF payment plans, the financial considerations of
fertility treatment can be stressful and overwhelming. That's why we have a
dedicated, full-time financial advocate to help you review your benefits,
understand IVF financing options and explain our wide range of self-pay
discounts.
Is Fertility Treatment Covered By Insurance?
Some insurance plans cover fertility testing and treatment completely or
partially. Other plans have no coverage. We accept most insurance plans and
help you obtain the proper authorization and referrals for treatment.
Do Employees of Lancaster General Health Have IVF Insurance Coverage?
Yes. Full-time employees of Lancaster General Health have fertility coverage
for infertility testing and treatment. Employees interested in fertility
treatment can call Trustmark at 877-848-9997 to discuss your coverage.
What Are My Options for IVF Financing and Payment Plans?
We have partnered with ARC® Fertility financing to provide you with affordable
treatment packages. Over the last two decades, ARC has helped more than 80,000
people just like you build the family you've always wanted.
Choose from the following discounted multi-cycle packages:
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ARC One-cycle Plus: 1 retrieval and up to 2 embryo transfers (fresh and/or
frozen)
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ARC Two-cycle Plus: 2 retrievals and up to 4 embryo transfers (fresh and/or
frozen)
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ARC Three-cycle Plus: 3 retrievals and up to 6 embryo transfers (fresh
and/or frozen)
ARC also offers packages for egg freezing and genetic testing, which you can
bundle into your treatment package. In addition, the ARC Success Refund
Program means you receive money for any remaining cycles back if you get
pregnant and have a live birth. For more information about ARC fertility
financing, call 888-990-2727.
Do You Offer Self-Pay Packages?
We offer affordable packages for self-paying patients. These options are
designed to avoid the extra costs involved with paying for each individual
service involved in an IVF cycle. We discount and bundle our services to save
you money and provide the peace of mind of knowing exactly what your treatment
will cost.
We also offer low-cost, single-cycle IVF packages. Since the self-pay IVF
packages are significantly discounted, charges are not itemized and we do not
submit claims to the insurance company. Full payment is required before the
start of the cycle.
Do You Offer Any Fertility Treatment Discounts?
Yes, we offer the following fertility treatment discounts:
IVF Military and Veterans Discount
We offer an IVF discount program to all active-duty military personnel,
veterans and their spouses when insurances do not cover treatment. This
program provides a 20% discount on all our IVF packages. To qualify, present
your US military identification at the time of your initial consultation.
Oncofertility Discount
A cancer diagnosis is devastating, especially if there's a risk that cancer
treatment may affect your fertility. We offer a 20% discount on oncofertility
services for men and women so that you can preserve your ability to have a
baby after treatment.
Fertility Medication Discount
As part of Lancaster General Health, a licensed hospital, we're able to offer
ovulation induction and stimulation medications at a much lower cost than
standalone fertility centers. This benefit makes fertility treatments such as
intrauterine insemination (IUI) and IVF more affordable for many people.
Get Started
For more information about paying for fertility care, please contact Sheila
Healey at 717-544-0117.